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Horvat Financial Advisors

Registration Active· AFSL 378107Melbourne, VIC
5.0
Google
1Offices
1/94-100 Keilor Road, Essendon North, VIC, 3041
+61 3 9337 2233
rick@horvats.com.au
Adviser / AFSLAFSL 378107Check ASIC's Financial Advisers Register
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CompareMyAgents Research Summary

This information is based on publicly available data and CompareMyAgents research. It does not constitute a recommendation.

  • Registration: Active · AFSL 378107
  • Website reviewed: Website present and reviewed
  • Office location: 1 office location on record
  • Contact details: Contact information on record
  • Data source: CompareMyAgents research
  • Profile last updated: 20 August 2026

How we verify · Spot an inaccuracy? Let us know

Office locations

  • Primary office

    1/94-100 Keilor Road

    Essendon North, Melbourne, VIC, 3041

    +61 3 9337 2233

Compare financial advisors in Melbourne.

Business overview

Horvat Financial Advisors is a proudly independent, family-based Melbourne advice firm in Essendon North, operating under its own AFSL (378107) to keep its advice free of any product or provider links. It is a founding member of the Profession of Independent Financial Advisers (PIFA) and led by Rick Horvat, a Certified Financial Planner and SMSF Specialist. The practice takes no commissions or asset-based fees and covers retirement, superannuation, SMSF, investment and insurance advice.

Based on publicly available information and CompareMyAgents research. Last updated August 2026.

Best for

Melbourne families and SMSF trustees who want genuinely independent, conflict-free advice from an established family practice.

Services & pricing

ServicePrice
Retirement planningFee for service
Self-managed super (SMSF)Fee for service
SuperannuationFee for service
Investment adviceFee for service
Personal insuranceFee for service

Pricing based on publicly available information. Verify directly with the consultant.

Editorial assessment

What we love

  • PIFA founding member operating under its own AFSL (378107) — genuinely independent, with no commissions or asset-based fees.

  • SMSF-specialist credentials (CFP + SMSF Specialist), useful for self-managed super trustees.

  • Established family practice, so continuity of relationship over time.

Where it falls short

  • A small family practice, so capacity is limited.

  • Advice is a paid, fee-for-service engagement; confirm the fee before starting.

  • New to CompareMyAgents, so it does not yet carry verified reviews on this platform.

Based on CompareMyAgents research. Independent assessment — not provided by the business.

Reviews(1)

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5.0

Google · 1 reviews

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Google review7 years ago

Have been with Horvat's for more than 12 years. Subsequent to our first meeting at an information evening, a private confidential no obligation meeting was arranged. Since then, we have had excellent advice and have financially maintained a lifestyle we outlined to Rick Horvat at that time. For a set annual fee, Rick is contactable at anytime should you have a query about anything. We live 200kms from Melbourne. We have never waited more than 24hours for a reply (with complete details) to our questions. Horvat's small team are excellent at what they do.

Zandra Duncan

Zandra Duncan

Google Maps

Frequently asked questions

CompareMyAgents Editorial

The bottom line

A long-standing family-run independent in Melbourne's north-west, Horvat pairs PIFA founding-member independence (own licence, no commissions or asset fees) with SMSF-specialist credentials. A good fit for families and self-managed super trustees who value continuity and impartiality. As a small practice, confirm scope and fees at the outset.

Independent editorial assessment by CompareMyAgents. Not paid for or approved by the business.

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