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123 Melville Parade
Como, Perth, WA, 6152
Compare financial advisors in Perth.
HPH Solutions is an award-winning independent Perth advice firm founded in 2002 and based in Como, operating under its own AFSL (337755). It is a privately owned, fixed-fee (fee-for-service) practice — licensed directly with ASIC rather than through a dealer group — with a team of Certified Financial Planner professionals. HPH takes no commissions or asset-based fees, and covers retirement, superannuation, investment, personal insurance and SMSF advice.
Based on publicly available information and CompareMyAgents research. Last updated August 2026.
Best for
Perth clients who want an established, award-winning independent firm with a full team of Certified Financial Planners and a fixed-fee model.
| Service | Price | Details |
|---|---|---|
| Retirement planning | Fixed fee | Retirement-income strategy and drawdown planning on a fixed-fee basis. |
| Superannuation | Fixed fee | Super strategy, consolidation and contribution advice. |
| Investment advice | Fixed fee | Independent investment advice with no commissions or asset-based fees. |
| Personal insurance | Fixed fee | Life and income-protection advice reviewed as part of your plan. |
| Self-managed super (SMSF) | Fixed fee | SMSF establishment and ongoing advice. |
| Aged-care advice | Fixed fee | Guidance on funding and structuring aged care. |
Pricing based on publicly available information. Verify directly with the consultant.
Established (since 2002), award-winning independent firm — privately owned, licensed directly with ASIC, fixed-fee with no commissions or asset-based fees.
A full team of Certified Financial Planners, so capacity is less of a constraint than at a solo practice.
Fixed-fee pricing gives cost certainty up front.
A larger firm, so confirm which adviser will manage your file day to day.
Advice is a paid, fixed-fee engagement; confirm the fee for your situation before starting.
New to CompareMyAgents, so it does not yet carry verified reviews on this platform.
Based on CompareMyAgents research. Independent assessment — not provided by the business.
Google · 103 reviews
We’ve been extremely impressed with the level of service and care provided by Paul Black. Paul has always taken the time to fully understand our financial situation and goals, and his advice has been thoughtful, clear and tailored to our needs. He’s responsive, proactive, and consistently goes out of his way to help. On top of that, he’s friendly, easy to deal with, and has given us real confidence in our financial future. Highly recommended.
MLs reviews
Google Maps
I've been working with Matt at HPH Solutions for a number of years now, and what keeps me coming back is simple; he makes the whole experience genuinely enjoyable. Financial planning can feel overwhelming, but Matt has a way of working through even the complex stuff methodically and clearly, so you always leave feeling informed and confident rather than confused. The HPH team as a whole is fantastic, but my annual catch-up with Matt is honestly something I look forward to. Matt has a down-to-earth, approachable style.
Diane Dowdell
Google Maps
We have been a client of HPH for many years and our experiences over those years has been excellent. Initially, we sought to have someone who could get involved with our business and personal programs. In both areas, the service provided has been of the highest calibre with adjustments along the way as times and needs change. We have the highest level of trust for the whole HPH group and admire the fabulous culture and their strong growth in recent years. Depending on current needs, they are flexible and deal with the everchanging financial needs as circumstances change (eg age!).
Mal Davey
Google Maps
We have worked with Paul for well over two decades and truly value his clear advice and practical approach. Over time, he has made the effort to really understand our situation and has developed a thoughtful long-term strategy that makes financial decisions feel straightforward. He explains everything in plain language, and just as importantly, his sense of humour and personable, easygoing manner make him a genuine pleasure to work with.
M Pieren
Google Maps
Stephen is a true gem. He has so much patience dealing with my husband and myself (Seniors). He always explains everything in terminology that we understand and listens to what we have to say. We wish we had utilised his services many years ago. We would highly recommend Stephen.
Alison Hardinge
Google Maps
One of Perth's longer-established independents (since 2002), HPH pairs genuine independence — own licence, fixed fees, no commissions — with the depth of a multi-adviser CFP team, so capacity is less of a constraint than at a solo practice. A strong fit for retirement and investment planning; confirm which adviser manages your file and the fixed fee for your situation.
Independent editorial assessment by CompareMyAgents. Not paid for or approved by the business.
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