What is the Student Visa (Subclass 500)?

The Student Visa (Subclass 500) is the primary visa for international students who want to study in Australia at a CRICOS-registered institution. It covers everything from short English courses through to postgraduate degrees.

Eligibility Requirements

To be eligible for a Subclass 500 you must:

  • Have a Confirmation of Enrolment (CoE) from a registered Australian education provider
  • Meet the Genuine Temporary Entrant (GTE) requirement — demonstrating your intention to study and return home
  • Have sufficient funds to support yourself (typically AUD 24,505 per year for living costs plus tuition)
  • Meet health and character requirements
  • Have adequate health insurance (Overseas Student Health Cover — OSHC)

The GTE Requirement

The GTE assessment is the most scrutinised aspect of student visa applications. The Department of Home Affairs wants to be satisfied you are a genuine student, not using the visa as a migration pathway.

Factors assessed include:

  • Your ties to your home country (family, property, employment)
  • Your immigration and study history in Australia
  • Your potential immigration risk as assessed by your country of citizenship
  • Your personal circumstances (age, employment background, financial position)
  • The value the course adds to your future

Financial Evidence

You need to show you can fund:

  • Tuition fees for the first year of study
  • Living costs: AUD 24,505 per year (from 1 October 2023)
  • School costs for any dependent children
  • Return airfare
Acceptable evidence includes bank statements, term deposits, education loans, or scholarship letters.

Processing Times

As of 2026, median processing times are approximately:

  • 75% of applications: 17 days
  • 90% of applications: 34 days
Times vary significantly by nationality and individual circumstances.

How an Education Consultant Can Help

A PIER-registered education consultant can assist with:

  • Course and institution selection
  • GTE statement preparation
  • Financial document review
  • Coordination with your CRICOS provider
  • Health insurance arrangement
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