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Sandringham, Melbourne, VIC, 3191
Intuitive Finance is a Melbourne mortgage and finance brokerage holding its own Australian Credit Licence (ACL 385261), rather than operating as a credit representative under an aggregator. Founded and led by Andrew Mirams, the practice works across a panel of more than 30 lenders and serves first home buyers, refinancers and property investors.
Based on publicly available information and CompareMyAgents research. Last updated July 2026.
Best for
Property investors and borrowers with more complex structures. The founder's background is heavily investment-focused, and the firm holds its own credit licence rather than working under an aggregator's — which generally means more control over its own credit policy and process.
| Service | Price | Details |
|---|---|---|
| Broker Service | Free (lender-paid) | |
| Home & First-Home Loans | Free (lender-paid) | |
| Investment & Refinance Loans |
| Free (lender-paid) |
Pricing based on publicly available information. Verify directly with the consultant.
Holds its own Australian Credit Licence (ACL 385261) rather than operating as a credit representative under an aggregator.
Established, principal-led practice with a clear focus on property investors and refinancers.
A 30-plus lender panel is smaller than the largest brokerages — ample for most, but ask about non-bank options for unusual scenarios.
Being closely identified with its founder, demand may concentrate on one name — confirm who manages your file day to day.
Based on CompareMyAgents research. Independent assessment — not provided by the business.
Independent research you can do yourself before you engage anyone — free, no sign-up, and nobody pays to appear in them.
One of the more established independent brokerages in Melbourne, and unusual in holding its own ACL. The practice has been recognised at industry awards, though bear in mind those are voted on within the broking industry rather than by clients. As with any broker, ask which lenders sit on the panel and how the firm is remunerated by each.
Independent editorial assessment by CompareMyAgents. Not paid for or approved by the business.
See how Intuitive Finance compares side by side with other mortgage brokers.
Google · 263 reviews
I cant thank the team at Intuitive Finance enough. I am not a savvy person when it comes to finance and documents etc, but they really talked me through everything and communicated in a way that helped make sense of it all. Im sure I was a nightmare to deal with but they were so polite and understanding and endlessly accommodating. To their horror, I will absolutely work with them again in future.
Pieter Van Schyndel
Google Maps
Bonnie, Natasha and the team at Intuitive Finance are amazing to work with. I couldn't have asked for more. Over a very long selling and buying process they were always available and went above and beyond, explained everything clearly and were extremely supportive throughout the whole process. I really appreciated all their help and would recommend them to anyone looking for a mortgage broker.
Emma Klapish
Google Maps
Bonnie and Clarise made the process of obtaining finance seamless and stress-free. Both were super helpful and pleasant to deal with from start to end. I look forward to working with the team again in the future.
Vince L
Google Maps
Lachlan, Carmela and the team made a usually stressful process very smooth and hassle free. They were there every step of the way to support me and provide guidance. Every time I've worked with Intuitive Finance I have felt looked after.
Mimoza Igneva
Google Maps
We recently bought our first home and had an amazing experience with Intuitive Finance. The team was incredibly patient and helpful throughout the entire process. Alexandra created a detailed and thoughtful financial plan tailored to our needs and was always available to answer questions and guide us toward the best solutions. Natasha was also fantastic—always prompt, supportive, and clear in her communication. Their guidance made the whole journey much smoother. We’re so grateful for their support and highly recommend their services!
Carolina Strazzari
Google Maps
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