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Gold Coast, QLD
Gold Coast mortgage and finance brokerage led by Rick, covering owner-occupier and investment lending, refinancing, SMSF property finance and asset finance. Publishes both a fees page and its lender panel on its own site — still uncommon in this industry.
Specialisations
Based on publicly available information and CompareMyAgents research. Last updated July 2026.
Best for
Gold Coast borrowers, and anyone wanting SMSF property lending explained by a local.
Credit Representative under ACL 389328
ASIC
Accreditation| Service | Price | Details |
|---|---|---|
| Broker Service | Free (lender-paid) | No fee to borrowers — the lender pays commission. Northpoint publishes its fee position on its own site. |
| Owner-Occupier & Investment Loans | Free (lender-paid) | Standard home and investment lending. |
| SMSF Property Loans | Free (lender-paid) | SMSF setup, rollover and property purchase finance. |
| Refinancing & Asset Finance | Free (lender-paid) | Refinancing, debt consolidation, car and equipment finance. |
Pricing based on publicly available information. Verify directly with the consultant.
Publishes both its fee position and its lender panel on its own site — most brokers make you ask.
Genuine SMSF property lending capability, which many general brokers avoid.
A small local brokerage — check the lender panel covers the lenders you care about before engaging.
Based on CompareMyAgents research. Independent assessment — not provided by the business.
Independent research you can do yourself before you engage anyone — free, no sign-up, and nobody pays to appear in them.
A small local brokerage rather than a national franchise, which shows in the specialisation: SMSF lending and asset finance sit alongside standard home loans. The notable thing is the transparency — it publishes its fee position and its lender panel rather than making you ask. Confirm the panel covers the lenders you care about.
Independent editorial assessment by CompareMyAgents. Not paid for or approved by the business.
See how Northpoint Mortgage compares side by side with other mortgage brokers.
Google · 6 reviews
I recently had the pleasure of working with Rick from Northpoint and could not be more impressed! He made what could have been a stressful experience feel seamless and straightforward. If you are looking for a mortgage broker on the Gold Coast who truly has your best interests at heart, I highly recommend them
Ilonah Rat
Google Maps
Great experience. Rick helped us to refinance our current mortgage and set an invest property mortgage. Great advice and an easy company to deal with. Rick kept us up to date along the way with minimal interaction/paperwork needed. Highly recommend Northpoint Mortgage
Glen McNabb
Google Maps
It was such a pleasant experience working with Winnie, in the whole process of applying for my home loan. From the beginning right to the very end of the building project Winnie literally managed the whole project on my behalf. The application process is so complex, beyond my expectations, and in those instances where I would feel like things were not going to work out, Winnie would always give assurance, till we crossed that line. I feel so indebted, thank you! Your knowledge and expertise in this industry is second to none. For anyone out there looking for a Home Loan adviser I do not hesitate to recommend Northpoint Mortgage, they are a cut above the rest. Thank you!!!
Lyton Chiweshe
Google Maps
Mr. Bobby Ding is the best broker I've ever known. He is honest, trustworthy, dedicated and professional. Our case was quite complicated. Foreigners, overseas income, our own applications with bank bounced back, and there's a deadline. Bob began to help us at this point by fixing the urgent issues one by one. He was truly a project manager of the case and kept appropriate communications with everyone. He gave updates on hourly basis, including weekends and public holiday. When we were traveling, he faithfully followed up our case as his own. What moved us most was that when bank gave conditions again and again, when everyone else were tired and felt "it's gonna fail", Bob, like a most loyal family friend, didn't give up at all. He accompanied us to the end until we got green light from the bank! Thank you Bob!
Helen Song
Google Maps
Rick has never lost deal ! Very experienced, top broker, strongly recommend !
Roy Hall
Google Maps
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